Long-Term Disability

The Long-Term Disability Plan is designed to provide a continuing income to you and your family if you are unable to work for longer than six months because of a total disability or if you are disabled and are suffering a 20% or greater earnings loss.

Basic Life Insurance and Group Supplemental Life Insurance will continue at no cost to you while you are receiving Long-Term Disability benefits.

You may also be eligible for coverage under disability plans not described here. These may include the Short-Term Disability Plan, the Temporary Disability Policy, or other government-sponsored plans such as Social Security or Workers’ Compensation.  For additional information, see your Employee Handbook, the Faculty Handbook, and your collective bargaining agreement.

To view and print a copy of the entire LTD Plan description; visit the Forms & Documents Library.

To see how certain life events may affect your LTD benefits, visit Life & Career Events.