The BU Retirement Plan

Once you have completed the necessary service requirement, the Boston University Retirement Plan provides you with contributions from Boston University for your retirement.

The Boston University Retirement Plan is for University contributions only. There are two ways that BU contributes:

  1. University Core Contribution – You will receive an automatic contribution from BU, based on your age and salary, after two years of eligible service.
  2. University Matching Contribution – After two years of eligible service, BU matches your contributions to the Supplemental Retirement and Savings Plan dollar for dollar, up to 3% of pay.

Any contributions you make are held in the Supplemental Retirement & Savings Plan.

Your Retirement Plan income, together with your Social Security benefits and personal assets, are intended to give you the financial security you will need during your retirement years.

If you wish, you can view and print a copy of the entire Retirement Plan description. To see how certain life events may affect your retirement benefits, see Life & Career Events.


If you are an employee of the University, other than a student, have a normal work schedule of at least 50% of a full-time schedule, and have an appointment of nine months’ or more duration, you are eligible for the BU Retirement Plan. You are also automatically enrolled to receive the University matching contribution if you are contributing between 1% and 3% to the Supplemental Retirement and Savings Plan.

As an eligible employee, you are automatically enrolled beginning on the first day of the month in which you complete two years of service with the University. A year of service is a 12-month period in which you complete at least 1,000 hours of service.

Any prior eligible service will be applied toward your two-year waiting period. These provisions apply only to the eligibility waiting period.