Vision Plan Coverage

The Vision Plan, administered by MetLife, is offered to full-time and part-time faculty and staff working at least 50% of a full-time schedule and have an assignment duration of 9 or more months.

The Vision Plan benefits include:

  • Coverage for routine eye exams, glasses and contact lenses
  • Choice of in-network retail chains, including Warby Parker, LensCrafters, Target Optical, Visionworks, Pearle Vision and Costco Optical, and online optical retailers
  • Freedom to visit any provider in or out of network for exams and eyewear
Find an in-network provider near you at metlife.com. Instructions on how to search for a provider can be found here.

If you enroll in the Vision Plan, you should register your account online. Your employee ID number is your BUID number without the letter “U”.

Please note, if you are already enrolled for MetLife Pet Insurance and have registered your account, you do not need to register your account again for the Vision Plan. 

Vision Coverage

Covered Services
  • Eye exams
  • Eyewear
  • Lens enhancement options, including, but not limited to, polycarbonate, UV coating, scratch-resistant coating and blue light filtering1
Exam Lenses Frame Contacts
Service Interval Once per calendar year Once per calendar year Once per calendar year Once per calendar year
Copayments
In-Network  Out-of-Network 
Exam Co-Payment

Co-payment does not apply to Retinal Imaging

 $10 $0
Materials Co-Payment

Co-Payment does not apply to Contact Lenses

 $20 $0
Benefits Under the Plan
In-Network Coverage

(Using an In-Network Vision Provider)

 Out-of-Network Coverage

(Using an Out-of-Network Vision Provider)
EYE EXAMINATION

(one per calendar year)

 Covered in full after any applicable co-payment. Comprehensive examination of visual functions and prescription of corrective eyewear.

 

 $45 allowance after any applicable co-payment. Comprehensive examination of visual functions and prescription of corrective eyewear.
RETINAL IMAGING Covered in full with a Co-Payment not to exceed $39.

 

Coverage for retinal imaging is an enhancement to eye examination.

 

Retinal imaging is not available at all provider locations – contact your in- network vision provider to see if this technology (or equipment or service) is available.

 Applied to the allowance for the eye examination
STANDARD CORRECTIVE LENSES Covered in full after any applicable Co-Payment

 

Lenses (Single, Lined Bifocal, Lined Trifocal or Lenticular)

 Single Vision $30 allowance
Lined Bifocal $50 allowance
Lined Trifocal $65 allowance
Lenticular $100 allowance

 

In-Network Coverage

(Using an In-Network Vision Provider)

 Out-of-Network Coverage

(Using an Out-of-Network Vision Provider)
STANDARD LENS OPTIONS Standard Polycarbonate (child up to age 18) Covered in full Applied to the allowance for the applicable corrective lens
These lens options are available with a “not to exceed” pricing/maximum member out of pocket amount.1 Progressive – Standard $50 $50 allowance
Progressive – Premium $90
Progressive – Ultra $140
Progressive – Ultimate $175
Ultra Violet Coating $12 Applied to the allowance for the applicable corrective lens
Standard Polycarbonate (adult) $30
Scratch Resistant Coating Tier 1 -$0

Tier 2 -$30
Anti-Reflective Coating Tier 1 -$35

Tier 2-$48

Tier 3 -$60

Tier 4 -$85
Blue Light Filtering $15
Digital Single Vision $30
Polarized $75
High Index (1.67/1.74) $55/$120
FRAMES: DAVIS VISION NETWORK COLLECTION

Fashion, Designer, & Premier

  

 

 

Covered in full

 

  

 

 

Not Covered
NON-COLLECTION Covered up to a $150 allowance after any applicable Co-Payment $150 allowance after any applicable Co- Payment

 

In-Network Coverage (Using an In-Network Vision Provider) Out-of-Network Coverage (Using an Out-of-Network Vision Provider)
CONTACT LENSES The allowance will be applied to one contact lenses purchase. If part of the allowance remains after the first occurrence in a service interval, the remainder will be applied in later contact lens purchases in the same service interval
FITTING AND EVALUATION Standard Fit:

 

Covered in full after $25 Co-Payment

 

Premium Fit:

 

$60 allowance after $25 Co-Payment

 Applied to the allowance for the applicable corrective lens
ELECTIVE $150 allowance

 

Contact lenses are provided in place of lens and frame benefits available herein.

 $150 allowance

 

Contact lenses are provided in place of lens and frame benefits available herein.
NECESSARY Covered in full – prior approval required

 

 

Necessary contact lenses are a Plan Benefit when specific benefit criteria are satisfied and when prescribed by Covered Person’s In-Network Vision Provider.

 

Contact lenses are provided in place of lens and frame benefits available herein.

 $210 allowance – prior approval required

 

 

Necessary contact lenses are a Plan Benefit when specific benefit criteria are satisfied and when prescribed by Covered Person’s Out-of-Network Vision Provider.

 

Contact lenses are provided in place of lens and frame benefits available herein.
Out-of-Pocket Cost for Progressive Lenses
Type of Progressive Lenses Copayment Amount
Progressive Standard Up to $50
Progressive Premium Up to $90
Progressive Ultra Up to $140
Progressive Ultimate Up to $175
1Not all in-network providers offer member discounts on out-of-pocket costs for lens enhancements. Members should verify with their provider prior to scheduling an appointment. Please note that Costco and Warby Parker do not participate in these discount programs.Providers That Accept Davis Vision Lens Enhancement Discounts are Walmart Optical, LensCrafters, Target Optical, Pearle Vision, Visionworks, America’s Best, Eyeglass World, JC Penney Optical, Vista Optical in Fred Meyer, Total Vision, MyEyeDr, EyeMart Express, Shopko Optical, Bard Optical, and Vision Source.
2Annual preventative eye exams are covered at no cost under your Boston University Health Plan.
3Members who obtain materials from an out-of-network provider are responsible for paying the provider directly. To receive reimbursement for part of the expense, members must submit a reimbursement form to MetLife.
4Contact lenses are covered under the vision plan when a member elects to apply their vision benefit allowance toward contact lenses in place of eyeglasses. A member is not eligible to use the contact lenses and frame benefit during the same calendar year. Elective lenses refer to lenses that are not deemed medically necessary and are used when vision can be adequately corrected with glasses.
5Medically necessary contact lenses are prescribed for certain medical conditions in which glasses are insufficient to properly correct vision. Contact lenses qualify for coverage under the vision plan only when the in-network providers include the relevant diagnosis code with the claim. If you have any questions regarding eligible diagnoses, please reach out to MetLife at 1-833-EYE-LIFE (1-833-393-5433). 

Online Vision Benefits

Vision Insurance featuring the Davis Vision network provides in-network access to the following online retailers.

  • LensCrafters at lenscrafters.com
  • Target Optical at targetoptical.com
  • Glasses.com at glasses.com
  • 1-800 Contacts at 1800contacts.com
  • ContactsDirect at contactsdirect.com

Costco Online is not a MetLife in-network provider. To utilize your vision benefits at Costco, please visit a physical retail storefront location.

Need help finding a provider? Call 1-833-EYE-LIFE (1-833-393-5433).

For additional questions, please contact the Human Resources Service Center at hr@bu.edu or 617-353-2380.