Michael Refolo

Biography

Professor Refolo teaches a course on UCC Article 9 (Secured Transactions), and has also written a book on the Massachusetts Uniform Commercial Code, now in its second edition.

Professor Refolo focuses his legal practice on business law, including mergers and acquisitions, securities, banking, loan documentation review, legal opinions, and in the drafting and review of business contracts. He represents companies in all stages, from emerging and developing companies to family-owned businesses to publicly held companies, both as general counsel and in specialized transactions. He has clients from a broad spectrum of industries, including banking, e-commerce, energy, entertainment, insurance, dental practices, veterinary practices, manufacturing, software, and wholesale distribution.

His transactional experience involves purchases and sales of companies of all sizes, from asset sales by small businesses to mergers and acquisitions of large highly regulated entities, such as credit unions, bank holding companies and public companies. He also represents businesses with succession planning, including family-owned businesses. Professor Refolo regularly represents medical professionals, including dentists and veterinarians, with the purchase and sale of their practices.

Professor Refolo has assisted financial institutions, including banks, credit unions and bank holding companies with acquisitions, sales, loan purchase agreements, mergers, and in general business contract review.  He also has extensive experience in securities law and serves as general counsel to SEC accelerated and SEC smaller reporting companies.