By: Jason Ziegler, RBFL Student Editor In the United States, student loan debt currently stands at an all-time high of approximately $1.5 trillion spread across 44 million borrowers. Student loans can be categorized as either federal or private. Unlike federal loans, which are subject to maximum fixed rates and have interest rates set by regulation, […]
By: Tyler Winterich, RBFL Student Editor The payday lending industry has a significant and controversial economic footprint. In 2018, consolidated payday loan volume across brick and mortar and online lenders was $29.2 billion. While more precise and recent industry data is challenging to identify, as of 2012, 12 million individuals are estimated to use payday […]
By Laura Stavisky, RFBL Student Editor In recent years, more companies are going public through an unconventional model. Rather than endure the IPO process, companies are opting to merge with a Special Purpose Acquisition Company (SPAC) instead. A SPAC is a company which is created for the sole purpose to acquire a private company which […]
by Douglas Plume, RBFL Student Editor Since its founding in 1974, the Commodity Futures Trading Commission has had authority to regulate conduct in the markets for futures contracts of all sorts of commodities. Congress greatly expanded the CFTC’s authority and power in a number of ways with the passage of the Dodd-Frank Act in […]
by Zachary Zehner, RBFL Student Editor If I were a betting man, I would guess that the average reader has a bank account, a credit card, and maybe some even have an investment portfolio. With juggling all of these accounts and attempting to stick to one’s financial budget, many consumers opt for a third […]
by Kellen Safreed, 2L Editor As data collection, use, and analysis become increasingly central to the operations of many companies, users and governments are growing concerned about the risks this data harvesting may pose to individual privacy. Scandals over the past few years, such as Cambridge Analytica’s improper use of Facebook user data during the […]
by Kush Ganatra, RBFL Student Editor A lot of people feel might feel that writing a note topic is supposed to be this dull, tiresome and tedious process that reminds one of just how lonely law school really is. However, there’s a very easy way to avoid that: find love. No, not that kind […]
ISSUE I – FALL 2017 Development Articles Table of Contents Helen Huang, Chinese Shadow Banking and Its Impact on the U.S. Economy, 37 REV. BANKING & FIN. L. 2 (2017). Wyndham Hubbard, Understanding the Modern Private Student Loan Market, 37 REV. BANKING & FIN. L. 18 (2017). Harrison Kessler, A Lower Dividend for High Asset Federal […]
ISSUE II – SPRING 2017 DEVELOPMENT ARTICLES Daniel DeConinck, Overstock Completes First Public Stock Issuance Using Blockchain, 36 REV. BANKING & FIN. L. 416 (2017). Merric Kaufman, “Lions Hunting Zebras”: The Wells Fargo Fake Accounts Scandal and its Aftermath, 36 REV. BANKING & FIN. L. 434 (2017). Taylor H. Gorman, SEC Staff Interpretations on Foreign Private Issuers, […]
INTRODUCTION Introduction and Table of Contents ISSUE I – FALL 2016 Development Articles Table of Contents Kuhu Parasrampuria, SEC’s New Money Market Rules, 36 REV. BANKING & FIN. L. 2 (2016). Daniel Mello, Anti-Inversion Rules, the Pfizer-Allergan Merger, and the U.S. Chamber of Commerce’s Challenge, 36 REV. BANKING & FIN. L. 16 (2016). Alyssa Marchetti, Stricter Anti-Money […]