SHIP is Boston University’s health insurance plan for students. It is offered through Aetna, a large national health insurer. SHIP may be the best—and most affordable—option for covering your healthcare outside of Student Health Services (SHS).

We automatically enroll all students who are legally required to have health insurance in SHIP. This includes all full-time, three-quarter time and all international students. Boston University has no financial stake in promoting this plan. Your premiums are automatically billed to your student account and included in the balance due annually, unless an online waiver is submitted by the waiver deadline each plan year.

Premium rates can vary depending on your program length. The standard annual rate for the 2024-2025 year for the Basic plan is $3,401 and the Plus plan is $4,567.