This CLASS IS RESTRICTED to students who have received permission from the Clinical and Experiential Programs Office to enroll. Students in the Practicum provide pro bono representation to low income defendants in small claims court on credit card collection matters. Students engage in client interviewing and counseling, negotiation, and oral advocacy including small claims trials, under the supervision of the clinic instructors. Students must be available to be at court on Thursday afternoons. In addition, there is a weekly seminar that covers substantive topics and skills development in areas related to the clinic work such as consumer law including Truth in Lending, Fair Debt Collection Practices Act and the Massachusetts Consumer Cost Credit Act. NOTE: The Consumer Debt Practicum counts toward the 6 credit Experiential Learning requirement. GRADING NOTICE: This class does not offer the CR/NC/H option.