An overview of the laws relating to the offering of both traditional and innovative consumer financial services, including installment, revolving, and real estate lending, credit and debit cards; and ATM networks, point of sale, home banking, and other deposit services. The course examines the design of retail financial products and considers operational issues, the regulatory framework, and consumer protection laws including Truth in Lending, Equal Credit Opportunity, Community Reinvestment Acts, and federal and state laws governing fair credit reporting, trade practices, usury, electronic funds transfers, and funds availability.

Note that this information may change at any time. Please visit the Student Link for the most up-to-date course information.