Add Insurance

Voluntary enrollment in the Boston University (BU) Student Health Insurance Plan (SHIP) (2017-2018 plan year)

Fall 2017 Open Enrollment Period:

  • Students who waived enrollment in SHIP for the 2017-2018 plan year may re-enroll during the Fall 2017 Open Enrollment period.
    • Visit the Student Link, Select Medical Insurance Providers, Click the Reinstate Basic Plan, or Reinstate Plus Plan, and confirm your selection.
  • Students whose student account was not assessed for medical insurance (ex., students below seventy-five percent of full-time) may request to enroll in SHIP during the Fall 2017 Open Enrollment period.
    • Send your request for coverage in the annual plan (August 23, 2017 to August 14, 2018) to insmed@bu.edu. In your request, please specify if you wish to enroll at the Student Basic or Student Plus level and include your BU Id number.
    • The Open Enrollment Deadline for the Annual Policy is September 30, 2017.
  • Students must be enrolled at the PLUS plan level to add eligible dependents. If you are enrolled in the Student BASIC plan and wish to enroll eligible dependents, you must elect the Student PLUS plan. Students who choose to remain enrolled at the Student Basic level will not be eligible to add dependents during the 2017-2018 Plan Year. For instructions on adding dependents during open enrollment, click here.  
  • To compare the Student BASIC and Student PLUS plan features, please visit the Student Health Services website and select “Plan Documents and Other Resources.”
  • SHIP is administered by Aetna Student Health. For a detailed description of the plan benefits, provisions, and exclusions, visit the Aetna Student Health website.

Spring 2018 Open Enrollment Period:

  • Students who were charged for SHIP for the Spring 2018 policy period and waived enrollment may re-enroll during the Spring 2018 Open Enrollment period.
    • Visit the Student Link, Select Medical Insurance Providers, Click the Reinstate Basic Plan, or Reinstate Plus Plan, and confirm your selection.
  • New Spring students whose student account was not assessed for medical insurance (ex., students below seventy-five percent of full-time) may request to enroll in SHIP during the Spring Open Enrollment period.
    • Send your request for coverage in the Spring plan (January 1, 2018 to August 14, 2018) to insmed@bu.edu. In your request, please specify if you wish to enroll at the Student Basic or Student Plus level and include your BU Id number.
    • The Open Enrollment Deadline for the Spring policy period is January 31, 2018.
  • Students must be enrolled at the PLUS plan level to add eligible dependents. If you are enrolled in the Student BASIC plan and wish to enroll eligible dependents, you must elect the Student PLUS plan. Students who choose to remain enrolled at the Student Basic level will not be eligible to add dependents during the Spring policy period. For instructions on adding dependents during open enrollment, click here.  
  • NOTE: Students who were charged for enrollment in SHIP during the Fall 2017 semester are unable to change their plan level at this time.  The Fall 2017 open enrollment deadline was September 30, 2017.
  • To compare the Student BASIC and Student PLUS plan features, please visit the Student Health Services website and select “Plan Documents and Other Resources.”
  • SHIP is administered by Aetna Student Health. For a detailed description of the plan benefits, provisions, and exclusions, visit the Aetna Student Health website.

After the Open Enrollment Period – Enrollment Guidelines (2017-18 plan year)

Students not enrolled in SHIP who experience a recent (i.e., within sixty days) significant life change event that directly affects the student’s insurance coverage, resulting in loss of comparable coverage, may request to enroll in SHIP after the open enrollment period has ended. Examples of significant life change events include: the plan subscriber (policy holder) losing coverage due to change of employment status, or the student reaching the dependent age restriction on a family plan.

To enroll after the open enrollment deadline, send a written request for insurance coverage along with acceptable proof of your involuntary loss of health insurance within sixty days from the date your previous coverage ended. Typical documentation may include: a copy of the Certificate of Credible Coverage issued due to the insurance termination, or confirmation of the insurance termination from the employer on company letterhead. The documentation must include the effective date the coverage ended.

If you are enrolling at the Student Plus level and wish to include to your eligible dependents on the plan, you must include a dependent enrollment application with your request for coverage.  Contact Student Accounting Services for this application. Phone: 617-353-2870. Email: insmed@bu.edu.

Your request for medical insurance coverage and supporting documentation (and dependent enrollment application, where applicable)  may be sent by email to insmed@bu.edu, or faxed to 617-353-3313. Requests may also be mailed to Boston University, Student Accounting Services, 881 Commonwealth Avenue lower level, Boston, MA 02215.

Requests that do not include appropriate supporting documentation will not be considered for review. In your request, please specify if you wish to enroll at the Student Basic level or Student Plus level. If your request for enrollment in SHIP is approved, your coverage will become effective from the date that your prior coverage terminated and continue to the end of the insurance policy period. The premium will be prorated on a per diem basis.  For the 2017/18 policy period, the per diem rate is $5.73/day for the BASIC plan, and $7.88/day for the PLUS plan.

NOTE: All Henry M. Goldman School of Dental Medicine (SDM), Dermatology (MED) students, and Graduate Medical Sciences (GMS) Ph.D level students, and Graduate Medical Sciences (GMS) Physician Assistance students may only enroll at the Student Plus level

After the Open Enrollment Period – Covered Students Wishing to Add Dependents (2017-2018 plan year)

Students enrolled in the Basic plan are not eligible to add dependents.

Students enrolled in the Student Plus plan whose dependents experience a recent (i.e., within thirty days) significant life change event may request to add their dependents to the Student Plus plan for the balance of the plan year. Examples of significant life change events include: adding a newborn child or adding a spouse who loses coverage due to change in employment status.

To add your eligible dependents after the open enrollment deadline, contact Student Accounting Services to request a dependent enrollment application. Phone: 617-353-2870. Email: insmed@bu.edu. Please return the dependent enrollment application along with supporting documentation of the life change event to insmed@bu.edu. Note: requests to add a newborn do not require supporting documentation.  The premium will be calculated on a per diem basis.  For the 2017/18 policy period, the per diem rate for a spouse is $7.88/day.  The per diem rate to add one child is $7.88/day.  The rate to add two or more children is twice the cost of adding a single child.

Final approval is contingent upon the approval of Aetna Student Health.