U.S. health care differs from many countries and can be expensive\u2014insurance is essential. Federal and Massachusetts rules impose insurance requirements for students, residents, and J\u20111 visitors. ISSO provides guidance, but you are responsible for confirming any plan meets applicable requirements.<\/p>\n
Massachusetts requires minimum health coverage for all residents; failure to maintain it can lead to tax penalties. See the Massachusetts Attorney General\u2019s website<\/a> for details.<\/p>\n Eligible employees may join the BU health plan<\/a> regardless of immigration status.\u00a0 Note that BU coverage typically begins the first of the month on or after your hire date. Human Resources offers weekly new-employee orientation<\/a> with benefits details.<\/p>\n Important for J-1 employees<\/strong>: J-1 employees must meet additional J-1 insurance requirements<\/a>. BU\u2019s health plans do not cover medical evacuation or repatriation of remains. You must purchase supplemental coverage for those benefits. You may also need to purchase short-term coverage for the period before your BU coverage is effective. The following companies offer supplemental plans that include medical evacuation and repatriation of remains (listing is informational only and not an endorsement). These providers also offer plans for non\u2013benefits-eligible employees and affiliates that combine this supplemental coverage with basic travel insurance:<\/p>\n ISSO also recommends J-1 employees choose the Blue Cross Blue Shield PPO plan, as BU\u2019s other plan does not meet J-1 deductible requirements.<\/p>\n <\/div>\n<\/div>\n\n Requirements for Massachusetts residents and J-1 exchange visitors apply regardless of BU affiliation. Review these options to obtain required coverage:<\/p>\n Examples of providers offering J-1\u2013compliant plans (informational only, not an endorsement):<\/p>\n <\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":" U.S. health care differs from many countries and can be expensive\u2014insurance is essential. Federal and Massachusetts rules impose insurance requirements for students, residents, and J\u20111 visitors. ISSO provides guidance, but you are responsible for confirming any plan meets applicable requirements. Massachusetts requires minimum health coverage for all residents; failure to maintain it can lead to […]<\/p>\n","protected":false},"author":10133,"featured_media":0,"parent":2234,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/pages\/2380"}],"collection":[{"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/users\/10133"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/comments?post=2380"}],"version-history":[{"count":12,"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/pages\/2380\/revisions"}],"predecessor-version":[{"id":3639,"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/pages\/2380\/revisions\/3639"}],"up":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/pages\/2234"}],"wp:attachment":[{"href":"https:\/\/www.bu.edu\/isso\/wp-json\/wp\/v2\/media?parent=2380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Health Insurance Benefits for Boston University Employee<\/h3>
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Health Insurance for Visiting Researchers, Non-Benefits-Eligible Employees & Other Affiliates<\/h3>
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