{"id":10956,"date":"2024-04-01T08:00:30","date_gmt":"2024-04-01T12:00:30","guid":{"rendered":"https:\/\/www.bu.edu\/hr\/?page_id=10956"},"modified":"2026-05-27T09:49:49","modified_gmt":"2026-05-27T13:49:49","slug":"supplemental-long-term-disability","status":"publish","type":"page","link":"https:\/\/www.bu.edu\/hr\/health-wellness\/disability\/supplemental-long-term-disability\/","title":{"rendered":"Individual Disability Insurance Benefit"},"content":{"rendered":"<h3>About the Plan<\/h3>\n<p>The Boston University Individual Disability Insurance Benefit\u00a0(the \u201cIDI Plan\u201d) is a benefit plan that offers protection from a loss\u00a0of earnings if you are unable to work due to an illness or injury.\u00a0The IDI Plan is designed to supplement the coverage offered through the\u00a0Boston University Group Long Term Disability (LTD) Plan. The IDI Plan is\u00a0offered on a voluntary basis and paid by the employee.<\/p>\n<p>The IDI Plan is fully insured. Benefits are provided under an individual\u00a0disability income insurance policy issued by The Standard Insurance\u00a0Company.<\/p>\n<p><strong>Enrollment<\/strong><\/p>\n<p style=\"text-align: left;\">The special enrollment period for newly eligible employees begins on Monday, May 4 and ends on Tuesday, May 26.<\/p>\n<p>Eligible employees may choose to enroll at any time, however enrollment after this open enrollment period is subject to the review of evidence of insurability by the insurance carrier.<\/p>\n<p><strong>Eligibility<\/strong><\/p>\n<p>To be eligible for the IDI Plan you must:<\/p>\n<ul>\n<li>Be enrolled in Boston University\u2019s Group Long Term Disability (LTD) plan; and<\/li>\n<li>Have current Base Salary of $100,000 or more, OR current Base Salary plus Bonus and Over Base in the prior year totaling $100,000 or more.<\/li>\n<\/ul>\n<ul><\/ul>\n<h3>Contact Information<\/h3>\n<p>Additional information on the Boston University IDI benefit is available by contacting Covala Group, the administrative service provider.<\/p>\n<p>Covala Group<br \/>\nEmail: <a href=\"mailto:BUIDI@covalagroup.com\">BUIDI@covalagroup.com<\/a><br \/>\nPhone Number: (800) 235-3551<\/p>\n","protected":false},"excerpt":{"rendered":"<p>About the Plan The Boston University Individual Disability Insurance Benefit\u00a0(the \u201cIDI Plan\u201d) is a benefit plan that offers protection from a loss\u00a0of earnings if you are unable to work due to an illness or injury.\u00a0The IDI Plan is designed to supplement the coverage offered through the\u00a0Boston University Group Long Term Disability (LTD) Plan. The IDI [&hellip;]<\/p>\n","protected":false},"author":1379,"featured_media":0,"parent":192,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/pages\/10956"}],"collection":[{"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/users\/1379"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/comments?post=10956"}],"version-history":[{"count":50,"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/pages\/10956\/revisions"}],"predecessor-version":[{"id":25770,"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/pages\/10956\/revisions\/25770"}],"up":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/pages\/192"}],"wp:attachment":[{"href":"https:\/\/www.bu.edu\/hr\/wp-json\/wp\/v2\/media?parent=10956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}