How to Obtain Benefits

To claim benefits from the Personal and Family Accident Insurance Plan, you or your beneficiary should contact Human Resources as soon as possible after the loss. Human Resources will help you complete the claims forms and will forward them to the insurance company. To process an accidental dismemberment claim, the insurance company may require you or your family member(s) to be examined by a physician at the company’s expense.

Appealing a Denied Claim

The insurance company is responsible for determining when benefits will be paid under this plan. If the insurance company denies your claim for benefits, consult Human Resources for information on the procedure for appealing the denial.

Additional information about appealing a denial of benefits is included in the Administrative Information section of this site.