How the Plan Works
You may enroll for supplemental life insurance coverage for yourself for up to $500,000 without evidence of insurability if you enroll within 31 days after your benefits orientation assuming you commence active employment as required by the supplemental life insurance coverage. Employees enroll via Employee Self Service at BUworks Central. In this case, your Supplemental Life Insurance coverage becomes effective on the date you enroll. Any insurance for which evidence is required will not become effective until the insurance company approves the evidence and all other policy requirements (e.g., actively-at-work requirements) are also satisfied.
If you do not elect supplemental life coverage within 31 days after your benefits orientation or you enroll for coverage that exceeds $500,000, the insurance company will require you to provide a Medical History Statement. Any insurance for which this statement is required will not become effective until the insurance company approves the Medical History Statement.
If you are absent from active employment and not performing your regular duties on the day your supplemental life insurance coverage would normally begin, you will not become covered until the day you return to active work.
If your annual base salary changes, the amount of supplemental life insurance you have elected will automatically change to one, two, three, four, or five times your new annual base salary.
This change will be effective on the first of the month on or following the date the change in your base salary becomes effective.
If your salary decreases, your supplemental life insurance coverage remains the same.
If you are not at work on the day a change in your Supplemental Life Insurance coverage would normally become effective, the change will not become effective until the day you return to work.