{"id":102,"date":"2011-09-06T19:37:30","date_gmt":"2011-09-06T23:37:30","guid":{"rendered":"https:\/\/www.bu.edu\/finaid\/?page_id=102"},"modified":"2026-07-13T15:59:57","modified_gmt":"2026-07-13T19:59:57","slug":"loans","status":"publish","type":"page","link":"https:\/\/www.bu.edu\/finaid\/how-aid-works\/types-of-aid\/loans\/","title":{"rendered":"Loans &amp; Financing Options"},"content":{"rendered":"<p>An education at a top university is one of the best long-term investments you can make. Borrowing, within reason, can be well worth the sacrifice in the short term. Of course, only you and your family can decide how much is a reasonable amount to borrow.<\/p>\n<p>Most educational loans, whether federal, state, or private, offer more favorable terms than credit cards, car loans, or other consumer loans. But since all loans must be repaid, we encourage you to fully explore your financial aid options, take advantage of student employment opportunities, and borrow no more than necessary.<\/p>\n<ul class=\"linklist\">\n<li><a href=\"https:\/\/www.bu.edu\/finaid\/how-aid-works\/types-of-aid\/loans\/federal-direct-student-loans\/\"><strong>Federal Direct Student Loans<\/strong><\/a><\/li>\n<li><a href=\"\/finaid\/how-aid-works\/types-of-aid\/loans\/federal-parent-plus-loan\/\"><strong>Federal Parent PLUS Loans<\/strong><\/a><\/li>\n<li><a href=\"\/finaid\/how-aid-works\/types-of-aid\/loans\/credit-based-loans\/\"><strong>Credit-Based Loans <\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.bu.edu\/finaid\/how-aid-works\/types-of-aid\/loans\/ma-no-interest-loan\/\"><strong>Massachusetts No Interest Loan<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.bu.edu\/finaid\/how-aid-works\/types-of-aid\/loans\/tuitionpay\/\"><strong>Payment Plan<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.bu.edu\/finaid\/how-aid-works\/types-of-aid\/loans\/prepaid-tuition-plan\/\"><strong>Prepaid Tuition Plan<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.bu.edu\/finaid\/how-aid-works\/types-of-aid\/loans\/loan-repayment\/\"><strong>Loan Repayment<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.bu.edu\/finaid\/how-aid-works\/code-of-conduct\/\"><strong>BU&#8217;s Financial Aid Code of Conduct<\/strong><\/a><\/li>\n<\/ul>\n<p>Certain federal loan borrower information will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by authorized agencies, lenders, and institutions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>An education at a top university is one of the best long-term investments you can make. Borrowing, within reason, can be well worth the sacrifice in the short term. Of course, only you and your family can decide how much is a reasonable amount to borrow. Most educational loans, whether federal, state, or private, offer [&hellip;]<\/p>\n","protected":false},"author":1393,"featured_media":0,"parent":14,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/pages\/102"}],"collection":[{"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/users\/1393"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/comments?post=102"}],"version-history":[{"count":45,"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/pages\/102\/revisions"}],"predecessor-version":[{"id":12210,"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/pages\/102\/revisions\/12210"}],"up":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/pages\/14"}],"wp:attachment":[{"href":"https:\/\/www.bu.edu\/finaid\/wp-json\/wp\/v2\/media?parent=102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}