Loan Repayment

Federal, state, and private education loans have different repayment plans and consolidation options.

  • Use the Consumer Financial Protection Bureau’s Student Debt Repayment Assistant to guide you through your federal, state and private loan repayment options.
  • Use TISLA (The Institute of Student Loan Advisors) for free expert student loan repayment advice and dispute resolution.

Biden Federal Loan Forgiveness Plan

On 8/24/22 the Biden administration announced that the pandemic-related student loan repayment pause would be extended one final time from August 31, 2022 until December 31, 2022 with repayments resuming on January 1, 2023. Learn about what you should do now to prepare for the resumption of repayment.

With that announcement, a one-time targeted pandemic-related federal student loan forgiveness plan was also launched. Learn about how this loan forgiveness plan could benefit you and whether you might qualify.

Public Service Loan Forgiveness

See if you qualify for Public Service Loan Forgiveness (PSLF) which could get all or part of your federal student loans forgiven based on you being employed full time by government, a 501(c)(3) not-for-profit, or other not-for-profit organization that provides a qualifying service.

Learn more about PSLF and the Temporary Expanded PSLF at the link above and the video below:

For specific information about your loan program including contact information for your loan servicer, select from the list below: