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Private Education Loan Applicant Self-Certification

There are significant differences between federal educational loans available through the government and private educational loans available through banks and other private lending institutions. Students are strongly encouraged to check out Federal Aid First before considering private loan options.

All applicants for private educational loans are required to complete a self-certification form. Prior to completing a private loan application, download, print, and complete the Private Education Loan Applicant Self-Certification form as instructed. You will also be provided with a copy of this form from your lender as part of their application process. Only one self-certification form is required per loan application. To complete this form you will need information about your “cost of attendance for the period of enrollment covered by the loan” and information about your “estimated financial assistance” for that same period.

For the student’s “estimated financial assistance” information refer to the Student Link.

For the student’s “cost of attendance” information:

Submit the completed form to your private lender.