{"id":59660,"date":"2022-02-11T14:03:36","date_gmt":"2022-02-11T19:03:36","guid":{"rendered":"http:\/\/www.bu.edu\/cas\/?p=59660"},"modified":"2022-03-15T09:26:32","modified_gmt":"2022-03-15T13:26:32","slug":"financial-aid-tips-and-tricks-from-a-current-student-part-2","status":"publish","type":"post","link":"https:\/\/www.bu.edu\/cas\/financial-aid-tips-and-tricks-from-a-current-student-part-2\/","title":{"rendered":"Financial Aid Tips and Tricks from a Current Student \u2013Part 2"},"content":{"rendered":"<h2>Employment Opportunities and Loan Options<\/h2>\n<p><span style=\"font-weight: 400;\">Hi there\u2013 Ginger here with part two of my financial aid tips and tricks series! If you haven&#8217;t already, be sure to check out my post about <a href=\"https:\/\/www.bu.edu\/cas\/financial-aid-tips-and-tricks-from-a-current-student-part-1\/\" target=\"_blank\" rel=\"noopener noreferrer\">merit scholarships and fellowship opportunities to help fund your graduate education<\/a>. This week it\u2019s all about finding a job (on or off campus) and taking out loans!\u00a0<\/span><\/p>\n<p><b>Employment Opportunities<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Working on or off campus can be a great way to get involved as well as to help fund your education and experience here at BU GRS. Many of our students are employed through federal work-study or institutional employment, some students even work at businesses off campus!\u00a0<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Federal Work-Study<\/span><\/i><\/p>\n<p><a href=\"https:\/\/www.bu.edu\/cas\/federal-work-study\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Federal work-study<\/span><\/a><span style=\"font-weight: 400;\"> promotes access to employment for students who demonstrate financial need. Recipients of federal work-study are selected by the Financial Aid Office and meet federal need and other criteria; they must also be US citizens or permanent residents.\u00a0<\/span><\/p>\n<figure id=\"attachment59684\" aria-describedby=\"caption-attachment59684\" style=\"width: 352px\" class=\"wp-caption alignright\"><img loading=\"lazy\" src=\"\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-636x421.jpg\" alt=\"\" width=\"342\" height=\"226\" class=\" wp-image-59684\" srcset=\"https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-636x421.jpg 636w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-1024x678.jpg 1024w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-768x509.jpg 768w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-1536x1017.jpg 1536w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-2048x1356.jpg 2048w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-755x500.jpg 755w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-320x212.jpg 320w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/15-9446-FINALS-052-1-620x411.jpg 620w\" sizes=\"(max-width: 342px) 100vw, 342px\" \/><figcaption id=\"caption-attachment59684\" class=\"wp-caption-text\">12\/14\/15 &#8212; Boston, Massachusetts<br \/>Students crowd the Mugar Library during finals to finish papers and prepare for their last exams.\u00a0 || Photo by Dana J. Quigley for Boston University Photography<\/figcaption><\/figure>\n<p><i><span style=\"font-weight: 400;\">Campus Jobs <\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">You can also find an institutional job on campus. Many offices on campus hire graduate students, as well as businesses close to campus that are always looking for student employees. Another option is to reach out to your program department and inquire about becoming a Resident Assistant (RA) for an undergraduate dorm.\u00a0<\/span><\/p>\n<p><em>Working for Your Department\u00a0<\/em><\/p>\n<p>Some departments give out teaching assistantships (TAs) or research assistantships (RAs) to students in their programs. Be on the lookout for whether or not your program of interest offers TAs or RAs for master&#8217;s students! Taking one of those positions looks great on a resume and can help you make some extra money to pay for school!<\/p>\n<p><b>Loans<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Many students need to take out loans to fund their graduate studies. While the thought of taking out student loans is daunting, we believe that your return on investment will be worth it!\u00a0<\/span><\/p>\n<p><em>Federal Loans\u00a0<\/em><\/p>\n<p><span style=\"font-weight: 400;\">There are two types of federal loans students may receive. The first is a <\/span><a href=\"https:\/\/www.bu.edu\/cas\/admissions\/ma-ms\/financial-aid\/federal-unsubsidized-loans\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Federal Direct Unsubsidized Loan<\/span><\/a><span style=\"font-weight: 400;\">, which is a low-interest loan available to students for post-secondary educational expenses. The second type of loan is credit-based loans, which can either be federal or private. To learn more about these types of loans please visit our <\/span><a href=\"https:\/\/www.bu.edu\/cas\/admissions\/ma-ms\/financial-aid\/credit-based-loans-federal-plus-private\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">website<\/span><\/a><span style=\"font-weight: 400;\">. Federal loans are only available for US citizens and permanent residents. <\/span><\/p>\n<p><em>Private Loans\u00a0<\/em><\/p>\n<p><span style=\"font-weight: 400;\">Private credit-based loans are a great option for international students. <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/get-a-loan\/?utm_campaign=G_+_Search_+_US_+_Branded&amp;utm_adgroup=Branded&amp;utm_term=mpower&amp;utm_source=google&amp;utm_medium=cpc&amp;gclid=Cj0KCQjwrJOMBhCZARIsAGEd4VEezwWX0BgQ8oTdmToe6NvZekLFUHB8eUC4JovB1Exrw7qhWk2LLSsaAkxlEALw_wcB\"><span style=\"font-weight: 400;\">MPower<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/prodigyfinance.com\/\"><span style=\"font-weight: 400;\">Prodigy finance<\/span><\/a><span style=\"font-weight: 400;\"> offer credit-based loans to international students looking for financial aid.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019ve made it this far, congratulations! You\u2019ve reached the end of my series on financial aid resources, where I have compiled nearly every resource I could find about funding your education at the GRS. Hopefully, something in this series will help you in the decision-making process, and this can be a good resource to return to as you start to plan for the year ahead.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As always, if you have any questions about financial aid or would like to speak with a financial aid officer, please feel free to <\/span><a href=\"https:\/\/www.bu.edu\/cas\/admissions\/ma-ms\/grs-visit-us\/\"><span style=\"font-weight: 400;\">schedule a one-on-one appointment with Keely<\/span><\/a><span style=\"font-weight: 400;\"> or contact our admissions office at grsaid@bu.edu!\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I hope I get to see you on campus next year! Maybe even stop by the office and say hello\u2013 I would love to hear that my blog post was the reason someone made it to BU!\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&#8212;<\/p>\n<p>&nbsp;<\/p>\n<h5>About the Author:<\/h5>\n<p><img loading=\"lazy\" src=\"\/cas\/files\/2022\/02\/Ginger-circle-150x150.png\" alt=\"\" width=\"150\" height=\"150\" class=\"alignleft wp-image-59829 size-thumbnail\" srcset=\"https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-150x150.png 150w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-636x636.png 636w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-1024x1024.png 1024w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-768x768.png 768w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-1536x1536.png 1536w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-755x755.png 755w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-320x320.png 320w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-620x620.png 620w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle-100x100.png 100w, https:\/\/www.bu.edu\/cas\/files\/2022\/02\/Ginger-circle.png 1883w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/p>\n<p><strong>Virginia (Ginger) Monroe<\/strong><\/p>\n<p>Marketing &amp; Communication Assistant, GRS<\/p>\n<p>Master&#8217;s Candidate, Theological Studies<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Employment Opportunities and Loan Options Hi there\u2013 Ginger here with part two of my financial aid tips and tricks series! [&hellip;]<\/p>\n","protected":false},"author":20149,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[376,6],"tags":[456,234,453,454,455],"_links":{"self":[{"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/posts\/59660"}],"collection":[{"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/users\/20149"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/comments?post=59660"}],"version-history":[{"count":11,"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/posts\/59660\/revisions"}],"predecessor-version":[{"id":60056,"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/posts\/59660\/revisions\/60056"}],"wp:attachment":[{"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/media?parent=59660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/categories?post=59660"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bu.edu\/cas\/wp-json\/wp\/v2\/tags?post=59660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}