Medical Insurance

The Boston University Student Medical Insurance Plan is administered by Aetna Student Health. Visit Aetna Student Health’s Web site at www.aetnastudenthealth.com for a complete description of the student medical insurance plan for the 2013-2014 policy year.

Note: For a comparison of Student Basic and Student Plus benefits visit https://www.aetnastudenthealth.com/bu to view the 2013-2014 Plan Year documents.

Important Information for Charles River Campus Graduate Students Receiving Trainee Stipends and Teaching Fellows and Research Assistants.

BU School of Medicine (MED) M.D. Students, Graduate Medical Sciences (GMS) Ph.D level Students, all Dermatology Students, and all Henry M. Goldman School of Dental Medicine Students: click this link for information about Student Medical Insurance enrollment and the medical insurance waiver process.

All Other Students:

The Medical Insurance Charge:

Category A: Students required to carry health insurance

The following students are required to participate in a qualifying medical insurance plan:

  • Students certified as full-time;
  • Students certified as part-time but registered for 75 percent or more of a full-time course load (nine or more credit hours for most schools);
  • International exchange visitors (i.e., J1, or J2 visa);
  • International students (i.e., F1, or F2 visa).

Students in these categories are automatically enrolled in the Boston University Student BASIC Plan and their student accounts are charged for the coverage.

To upgrade to the Student Plus level, visit the Student Link. The final deadline to upgrade to Student Plus for the 2013-2014 Policy Year is September 30, 2013. Covered students who do not upgrade to Student Plus by September 30, 2013, are not eligible to change plan levels later in the Plan Year.

IMPORTANT : If you enrolled in Student Plus last year, remember that Plus level is not automatically carried forward to the new Plan Year. Main campus, Extension Campus, SPH (School of Public Health), and M.A./M.S./Non-Degree-GMS (Graduate Medical Science) students who are required to carry insurance are assessed automatically at the Student BASIC level each Plan Year. Registered students who have been automatically assessed for Student Basic may change to Student Plus through September 30, 2013.

If the student has a comparable level of health insurance coverage, a Medical Insurance Waiver must be completed by the Medical Insurance Waiver deadline to waive participation for the 2013-2014 Plan Year. See Medical Insurance Waiver Guidelines below and carefully read the Comparable Coverage guidelines.

Category B: Other students assessed for medical insurance on their student account.

Some students not in category A above may also have their student account automatically assessed for medical insurance.

If you are not a category A student, but your student account was assessed for medical insurance, you will automatically be enrolled in the Boston University Student BASIC Plan, unless you actively decline (waive) enrollment in the student medical insurance plan by the Medical Insurance Waiver deadline. However; you are not required to carry a comparable level of health insurance coverage.

See Medical Insurance Waiver Guidelines below.

To upgrade to the Student Plus level for the 2013-2014 Plan Year, visit the Student Link. The final deadline to upgrade to Student Plus for the 2013-2014 Policy Year is September 30, 2013. Students who do not upgrade to Student Plus by September 30, 2013, are not eligible to change plan levels later in the Plan Year.

To View Your Own Student Account:

To view your personal medical insurance status, or to waive or confirm the medical insurance charge, visit the Student Link. Please note that only Boston University students with a Kerberos password will be able to view personal information on the Student Link.

NOTE: Students under age 18 cannot file a medical insurance waiver via the Student link. Students under age 18 must use the paper Medical Insurance Waiver Form.

For more information about the Student Link and where to obtain a Kerberos Password, click here.

If you do not have a Kerberos password, or are unable to access the Student Link, please continue to read the information on this page.

Medical Insurance Waiver Guidelines:

Fall 2013:

The medical coverage is effective August 23, 2013, to August 22, 2014. Students are automatically enrolled in the Boston University Student BASIC Plan, at a cost of $2,141.

If the student has a comparable level of health insurance coverage a Medical Insurance Waiver may be completed to waive participation in the plan. The completed Medical Insurance Waiver must be received by Student Accounting Services no later than September 30, 2013, to waive participation for the 2013-2014 academic year. Before filing your Fall 2013 Medical Insurance Waiver, carefully read the Comparable Coverage guidelines. NOTE: Students who have filed claims against the 2013-2014 plan year are not eligible to file a medical insurance waiver.

Important notice to students who are filing their medical insurance waiver after their registration payment deadline: You must settle the balance due on your student account in full, regardless of whether you plan to file a medical insurance waiver later in September. Otherwise, late fees may accrue on your student account. In addition, students who reside in University Housing on the Charles River Campus will not be permitted to move into on-campus residences until their accounts are settled with Student Accounting Services. The semester payment deadlines may be viewed at Payment Deadlines.

Students age 18 and older may file their Medical Insurance Waiver via the Student Link. When filing your medical insurance waiver, please have your insurance ID card available and enter the information exactly as it appears on your card.

Students under 18 years of age are required by Massachusetts state law to obtain the co-signature of a parent or legal
guardian in order to waive the insurance. If you are under age 18 click here to download a blank Medical Insurance Waiver Form. When filing your medical insurance waiver, please have your insurance ID card available and enter the information exactly as it appears on your card.

For a description of what constitutes “comparable coverage”, click here.

Please be aware that if you do not wish to participate in the Boston University Medical Insurance Plan you must file a Medical Insurance Waiver form each Academic Year.

The deadline for covered students to upgrade from Student Basic ($2,141) to Student Plus ($2,910) is September 30, 2013. To upgrade to the Student Plus level for the 2013-2014 Plan Year, visit the Student Link.

Spring 2014:

Students who attend beginning Spring 2014; students who return from leave of absence Spring 2014; students who increase their part-time course load to seventy-five percent of the full-time load for Spring 2014; or students who change to full-time status for Spring 2014:

The medical coverage is effective January 1, 2014, to August 22, 2014. Students are automatically enrolled in the Boston University Student BASIC Plan, at a cost of $1,372.

If the student has a comparable level of health insurance coverage a Medical Insurance Waiver may be completed to waive participation in the plan. Before filing your Fall 2013 Medical Insurance Waiver, carefully read the Comparable Coverage guidelines. The deadline to waive the Spring 2014 medical insurance charge is February 1, 2014.

Students age 18 and older may file their Medical Insurance Waiver via the Student Link. When filing your medical insurance waiver, please have your insurance ID card available and enter the information exactly as it appears on your card.

Students under 18 years of age are required by Massachusetts state law to obtain the co-signature of a parent or legal guardian in order to waive the insurance. If you are under age 18 click here to download a blank Medical Insurance Waiver Form. When filing your medical insurance waiver, please have your insurance ID card available and enter the information exactly as it appears on your card.

The deadline for new Spring 2014 students to upgrade from Student Basic ($1,372) to Student Plus ($1,865) is February 1, 2014. To upgrade to the Student Plus level for the 2013-2014 Plan Year, visit the Student Link.

For information on waiving Medical Insurance after the deadline, please click here.

All Students:

Please be aware that if you do not wish to participate in the Boston University Medical Insurance Plan you must file a medical insurance waiver form each Academic Year.

Students should compare the benefits, limitations, and exclusions of their alternate health insurance plan with those provided by the Boston University Student Medical Insurance plan before filing their Medical Insurance Waiver.

It is important that the student realize that the burden of proof that the alternate insurance is adequate falls on the student, not the University. If you do not know whether your coverage meets the above conditions, contact your health insurance plan administrator to get current, accurate information about your plan before completing the Medical Insurance Waiver.

For a description of what constitutes “comparable coverage”, click here.

The Massachusetts Student Health Insurance Plan (SHP) regulation may be viewed at http://www.lawlib.state.ma.us/source/mass/cmr/cmrtext/114.6CMR3.pdf.

Please be aware that if you do not wish to participate in the Boston University Medical Insurance Plan you must file a medical insurance waiver form each Academic Year.

Requesting Medical Insurance Coverage:

Fall 2013:

Students who waived insurance may reinstate coverage in the plan during the open enrollment period via the Student Link or by contacting Student Accounting Services in writing prior to the enrollment deadline date.

The Open Enrollment Deadline for the Annual Policy is September 30, 2013. This is also the final deadline to upgrade the Student Plus level.

For information on adding medical insurance after the deadline, please click here.

Spring 2014:

New Spring students who waived insurance may reinstate coverage in the plan during the open enrollment period via the Student Link or by contacting Student Accounting Services in writing prior to the enrollment deadline date.

The Open Enrollment Deadline for new students entering Boston University in the Spring 2014 semester is February 1, 2014. This is also the final deadline for new Spring students to upgrade the Student Plus.

Part-time Students:

Part-time students who have not been automatically enrolled in the Student Medical Insurance Plan may do so by contacting Student Accounting Services in writing prior to the enrollment deadline date. Written requests for coverage may be faxed to Student Accounting Services at 617-353-3313. E-mail requests for insurance coverage may be sent to insmed@bu.edu. The student should include his or her BU ID number with the request and specify the level of coverage (Student BASIC or Student PLUS).

The Open Enrollment Deadline for the Annual Policy is September 30, 2013.

The enrollment deadline for new students entering Boston University in the Spring 2014 semester is February 1, 2014.

For information on adding medical insurance after the deadline, please click here.

Dependent Coverage:

Students who are interested in adding their dependents to the Student Medical Insurance Plan for the 2013-2014 Plan Year, please click here.

NOTE: Purchased Dependent Enrollment is effective for the current policy year only and does not automatically roll-over to the next policy year.

Requesting Fall Only Coverage:

STUDENTS GRADUATING IN JANUARY 2014, CELOP, MET INTERNATIONAL (PARTNERSHIP PROGRAM), VISITING STUDY ABROAD, and VISITING EXCHANGE STUDENTS: Click this link for instructions how to request Fall only coverage.