- Establish a savings account for unanticipated expenses and emergencies. Get in the habit of making regular deposits, even if they’re small; think long and hard before making a withdrawal.
- Sign up for direct deposit of your paycheck; withdraw/debit money only as you need it; transfer any unused funds to savings.
- Automating your bill payments can help you avoid late fees and the potential of damaging your credit score. This will ensure you won’t forget payments.