- Establish a savings account for unanticipated expenses and emergencies. Get in the habit of making regular deposits, even if they’re small; think long and hard before making a withdrawal.
- Sign up for direct deposit of your paycheck; withdraw/debit money only as you need it; transfer any unused funds to savings.
- Automating your bill payments can help you avoid late fees and the potential of damaging your credit score. This will ensure you won’t forget payments. Just check to be sure your payments go through.