Tips to a Better Credit Score

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  • Pay down your debt starting with cards that charge the highest interest, but continue to make on-time payments on any other cards you may have.
  • Stop charging new items and pay more than the minimum required
  • Avoid late payments.
  • If you’re having trouble paying a bill on time, call them and request a modification.

“The most common way people give up their power is by thinking they don’t have any.”
Alice Walker

  • Don’t carry an excessive number of credit cards.
  • Stay away from “too-good-to-be-true” offers.
  • Routinely monitor your credit report.
  • Make a realistic monthly spending plan and stick to it.