Check Your Credit Score
Detailed information about your credit history is available on your credit report. Everyone is entitled to one free credit report per year from each of the three credit bureau companies. Request your free credit report at AnnualCreditReport.com—don’t use sites that require a fee. You can also get your credit score, for a modest fee.
Three major credit bureaus record and maintain information about your credit history:
“My problem lies in reconciling my gross habits with my net income.”
Check your credit history periodically to ensure that there are no errors that could reflect negatively on your credit score. Follow the credit bureau’s instructions for correcting any information you believe is inaccurate.
Because you are entitled to only one report per year from each of the credit reporting companies, you may choose to request and review your credit report from one of the three companies every four months, so you don’t exceed the “one free report per year” limit.