Graduate Program in Banking & Financial Law

Banking Structure and Regulation (A, I, C)

Kenneth Ehrlich, Cornelius Hurley

This course provides an overview of the regulation of the banking and financial services industry under both US federal and state law focusing on the regulatory structure, regulatory bodies and the principal types of regulation. Attention is paid to the regulation of entry, geographic expansion, capital, reserves, investments, lending and interest. Traditional and non-traditional activities of financial institutions and affiliates as provided in US federal law such as securities and insurance activities, mergers and acquisitions, antitrust and trust activities will be discussed. Emphasis will also be placed on deposit insurance, regulation of foreign banks in the US, international activities of US banks and the principles of international supervision. The course will also examine issues related to anti-money laundering, bank failures and the duties of bank officials.

This is a required course for all students studying for the Master of Laws degree in Banking and Financial Law. In order to maximize teacher-student contact, students will be divided into two sections.