BU Dental Health Center Plan If you join this plan, you receive all your dental treatment from BU Dental Health Center providers. There is no coverage for out-of-network care (except for emergency dental treatment). This plan offers a higher level of coverage at a lower cost when compared to Dental Blue Freedom (see below).
Dental Blue Freedom Plan (PPO) This is a dental plan designed for BU employees who may not be able to conveniently receive all dental care services at the BU Dental Health Center. It provides three choices of dental providers; you decide where to receive treatment each time you need dental care. Plan benefits vary based on where you receive care (see the chart below).
Get your teeth cleaned at the BU Dental Health Center; it’s 100% covered!
|Service||BU Dental Health Center Plan||Dental Blue Freedom Plan|
|BU Dental Health Center Providers only||Tier 1: BU Dental Health Center Providers||Tier 2: BCBS Dental Providers||Tier 3: Out-of-Network Providers|
|Deductible||None||None||$50 per person|
|Preventive and Diagnostic||100%||100%||80%, no deductible||80%, no deductible|
|Basic Restorative||100%||80%||60%, after deductible||60%, after deductible|
|Major Restorative||60%||50%||40% after deductible||40% after deductible|
|Orthodontia||50%||50%||Not covered||Not covered|
|Annual Maximum Benefit||$1,700 per person, per year||$1,700 per person, per year|
|Orthodontia Lifetime Maximum Benefit||$2,000 per person, lifetime||$2,000 per person, lifetime|