Spouse Changing Jobs?

If your spouse begins a job outside your home, or works outside your home and experiences a change in employment status (terminates employment, takes a new job, takes a leave of absence, or has a change in work status including the percentage of time he or she works), you may need to make decisions about your benefits coverage at Boston University. A change in your spouse’s employment is considered a qualified change in status and gives you the opportunity to make changes to the benefits shown below.

The following summarizes how benefits are affected when your spouse’s employment status changes. Note: There is no change to your long-term disability, basic life insurance, or Tuition Remission benefits.

  • Health and dental plans
    • If your spouse now has access to a medical plan and/or dental plan, you may want to consider which plans are most appropriate for you and your family. Any change must be made within 30 days of the date your spouse becomes eligible for coverage.
    • If your spouse loses coverage, you may elect to enroll your spouse and any other eligible family members in your Boston University health plan and/or dental plan, provided you do so within 30 days of the loss of your spouse’s coverage. You must complete the benefits enrollment form and the flexible benefit plan mid-year changes certification statement. You will be required to provide a letter from your spouse’s employer.
    • If you were covered under your spouse’s plan, you may want to enroll yourself and your eligible family members in Boston University’s health plan and/or dental plan within 30 days of the loss of your spouse’s coverage. You must complete the benefits enrollment form and the flexible benefit plan mid-year changes certification statement. You will be required to provide a letter from your spouse’s employer.
  • Group supplemental life insurance plan
    • Review your need for supplemental life insurance.
  • Personal and family accident insurance plan
    • Review your need for personal and family accident insurance.
  • Retirement Plan and Supplemental Retirement & Savings Plan
    • Review your savings percentages.
  • Flexible spending account (dependent care) and flexible spending account (health care)
    • If your spouse is no longer working, you should check with Human Resources regarding your eligibility for the flexible spending account (dependent care).
    • Review your contributions to each account. You may be able to increase, decrease, or stop your contributions within 30 days of your spouse’s change in employment. You may also elect to participate for the first time. You must complete the benefits enrollment form and the flexible benefit plan mid-year changes certification statement. You will be required to provide a letter from your spouse’s employer.
    • If your spouse loses or gains eligibility for reimbursement accounts, consider which accounts are more appropriate for you. Any change must be made within 30 days of your spouse’s change in employment. You must complete the benefits enrollment form and the flexible benefit plan mid-year changes certification statement. You will be required to provide a letter from your spouse’s employer.