Disability Under COBRA

If you are receiving disability benefits from the Boston University Long-Term Disability Plan, special provisions apply. Contact Human Resources for further information on these provisions.

Termination of your employment at Boston University or a change in your employment status are qualifying events. If either event occurs, you are entitled to elect to continue your coverage for up to 18 months.

If you or anyone in your family covered under the Plan is determined by the Social Security Administration to be disabled (for purposes of Title II (OASDI) or Title XVI (SSI) of the Social Security Act) and you notify the Plan Administrator in a timely fashion, you and your entire family may be entitled to receive up to an additional 11 months of COBRA continuation coverage, for a total maximum of 29 months. The disability would have to have started at some time before the 60th day of COBRA continuation coverage and must last at least until the end of the 18-month period of continuation coverage. The qualified beneficiary must also notify the Plan Administrator within 30 days of the date of any final determination by the Social Security Administration that he or she is no longer disabled. You must provide these notices to the Plan Contact listed below, along with copies of correspondence from the Social Security Administration substantiating the disability/loss of disability and the effective date of the applicable SSA determination. Furthermore, during the period after the 18th month through the 29th month of continuation coverage, the monthly premium cost will be increased to 150% of the applicable premium relating to continuation coverage.

COBRA  Administrator:
P&A Group
Dept. #652
P.O. Box 8000
Buffalo, NY  14267-8000