Short-Term Disability

The Short-Term Disability Plan is designed to provide an income to you and your family if you are unable to work for longer than 45 days as a result of injury or sickness.

To help you find detailed information about your Short-Term Disability (STD) Plan benefits, we have divided the site into the following segments:

  • Participation – Provides information on eligibility, automatic enrollment, and cost of the STD Plan. Also informs you about waiver of the three-year service requirement.
  • How the Plan Works – Defines disability and gives details on monthly STD payments, benefit duration, tax on your STD income, and exclusions and limitations.
  • How to Obtain Benefits – Features the claims process and procedures for appealing the denial of a claim.
  • When Membership in the STD Plan Ends – Explains the effect on your STD benefits if you take a leave of absence. Also clarifies when membership in the STD Plan ends.