If You Have a Life or Career Event

If you have a Life or Career Event (sometimes called a “Qualified Life Event) during the year that affects your Dental Plan, you may be able to make changes to your Dental Plan such as changing your level of coverage from individual to family or vice versa or enrolling in or cancelling your coverage.

How Do I Make a Change When I Have a Life or Career Event?

  1. You must experience one of the Life or Career events listed in the table below.
  2. You must submit your Life or Career Event within 30 days following the date of the Life or Career Event to complete your request. You may also submit the change up to 90 days in advance of the event as long as you have the proper documentation.
  3. Request the change through Employee Self Service at BUworks Central by selecting the option “Manage my Benefits – Life or Career Events”.
  4. You are required to upload written proof of the Life or Career Event. You are also required to upload Proof of Relationship documentation if you are covering any new dependents under the Dental Plan.
  5. An email confirmation will be sent when you successfully submit your Life or Career Event. If your event requires documentation and approval, an email confirmation will also be sent once HR has reviewed your documentation.
  6. If approved, all benefit changes are effective as of the date of the Life or Career Event.  In the case in which you are losing coverage as a result of the Event and the loss of coverage date differs from the Event date, any benefit changes will be effective as of the date you are losing coverage.

Documentation You Will Need to Provide

You are required to upload documentation in support of most Life or Career Events.

Letters from employers must be provided on the employer’s letterhead. The letter must clearly state the Life or Career Event, the date of the event, the date on which coverage is beginning or ending and the benefits that are beginning or ending. Letters from insurance carriers showing loss/start of coverage are not acceptable forms of documentation.

Documents should be uploaded to the online application through Employee Self Service at BUworks Central.

 The following table shows the various Life or Career Events as well as documents required for each.

Type of Life or Career Event

Document Type
Myself – Marriage
 Marriage Certificate (Government Issued)
Myself – Child’s birth or adoption
 Birth Certificate or Adoption Certificate
Myself – Divorce
 Judgment of Divorce Nisi
Myself – Change in percent time employment
 No documentation is required from you
Myself – Start of unpaid leave of absence
 No documentation is required from you
Myself – Return from unpaid leave of absence
 No documentation is required from you
Myself – Change in employment status
 No documentation is required from you
Myself – Turning age 26
 Letter from parent’s employer with loss of coverage date
Spouse – Start or End of employment
 Letter from employer with start/loss date of employment,  start/end date of insurance coverage, and covered dependents, if applicable
Spouse – Change in percent time employment
 Letter from employer with date of employment status change, date of insurance change and covered dependents, if applicable.
Spouse – Start of or Return from unpaid leave of absence
 Letter from employer with start/end date of unpaid leave, date of insurance change and covered dependents, if applicable.
Spouse – Open Enrollment
 Letter from employer with effective date of coverage change and covered dependents, if applicable.
Spouse – Death
 Death Certificate
Dependent – Legal Guardianship
 Court Appointment of Legal Guardianship
Dependent – Start of coverage
 Letter stating reason for and start date of coverage
Dependent – Loss of coverage
 Letter stating reason for and date of loss of coverage
Dependent – Change of Daycare cost or Provider change
 Letter from childcare provider detailing change in cost or provider
Dependent – Death
 Death Certificate

You are also required to upload Proof of Relationship documentation if you are electing to cover any new dependents under Dental Plan.

Dependent

Type of Document
Spouse
 Marriage certificate (government issued)
Common Law Spouse
 Common law marriage certificate (only for those married in a state that accepts common law marriage)
Child
 Birth certificate, adoption certificate or certificate of live birth
Stepchild
 Birth certificate of child plus marriage certificate of current spouse
Ward
 Court ordered document of legal custody