Terms You Should Know
This is an alphabetical glossary of terms that you may encounter while browsing this website.
- participation rate
- Participation rate is the percentage of employees in job class, title, department, or organizational unit who belong to a given protected class.
- PCP
- Primary care physician (PCP) is a network (or HMO) doctor you choose to provide care for you and to help you coordinate your overall health care. Generally, you must see your PCP first for all care; your PCP will either provide the care himself/herself or arrange a referral to another physician/provider if your condition requires. You select a PCP for yourself and for each of your covered family members.
- reasonable and customary
- Reasonable and customary represents the range of usual fees for comparable services charged by the medical or dental professionals in a geographic area. If your provider charges more than the reasonable and customary fee, you will be responsible for paying the difference. Any charges in excess of reasonable and customary will not apply toward your annual deductible or out-of-pocket limit. (Reasonable and customary limits do not apply for in-network or HMO coverage.)
- resumé
- Resume is a brief statement of personal, educational, and professional qualifications and experience of a candidate for a position.
- risk management
- Risk management is the use of insurance and other strategies in an effort to minimize an organization’s exposure to liability in the event a loss or injury occurs.