In Case of Your or a Family Member’s Death

In case of death, you, your family, or beneficiary should contact the Benefit Section of Human Resources as soon as possible. A benefits representative will help guide you through the claims process.

If you or a dependent needs personal help, you may contact the Faculty/Staff Assistance Office for confidential counseling and referral services.

Here is a summary of the impact on your and your beneficiary’s benefits in case of death.

Health Plan and Dental Health Plan

  • If you die, your enrolled dependents will be entitled to continue coverage under COBRA for up to 36 months.
  • If your spouse or child dies, you may adjust your participation in this plan within 30 days of the date of death.

Basic Life Insurance Plan

  • If you die, your basic life insurance will be paid to your named beneficiary.
  • The University will provide claim forms to your beneficiary and assist in submitting them to the insurance carrier.

Group Supplemental Life Insurance Plan

  • In the event of your death, the University will provide claim forms to your beneficiary and assist in submitting them to the insurance carrier.
  • Should your spouse or child die, you are the beneficiary of their coverage.

Travel Accident Insurance Plan

  • The plan will pay your benefit amount to your beneficiary in the event of your accidental death while traveling on authorized University business.

Personal and Family Accident Insurance Plan

  • If you die as a direct result of an accident, the plan will pay the full coverage amount to your beneficiary.
  • If a covered member of your family dies as the direct result of an accident, you will receive the coverage amount applicable to that dependent. You may also adjust your participation in this plan within 30 days of the date of death.
  • Coverage for your surviving family members will continue, at no cost to them, for 90 days from the date of your last premium payment. They may then convert coverage to an individual policy.
  • The plan will pay 2% of your coverage amount on behalf of any dependent child who at the time of your accident was enrolled as a full-time student in a college or university. This benefit will also be paid to a dependent child who (at the time of your accident) was in the 12th grade, if he/she enrolls as a full-time student in a college or university within 365 days of the accident.
  • The plan will pay the lesser of $3,000 or 3% of your or your spouse’s coverage amount on behalf of each insured dependent child under age 7 who at the time of your accident was attending a day care center or would be attending a day care center within one year.

Supplemental Death Benefit Plan

  • Once you have completed five years of continuous full-time service, the plan will automatically provide your beneficiary with a lump sum payment equal to one-twelfth of your annual base salary in effect on the date of your death.

Retirement Plan

  • The full value of your account balances in all investment funds will be payable to your beneficiary under any of the payment options elected by the beneficiary and allowed by the investment fund sponsor. Subject to Internal Revenue Service minimum payment rules.
  • Generally, annuity or installment payments must begin by the end of the year after the year of your death.
  • If your spouse is your designated beneficiary, he or she may postpone the start of benefits until a later date, but not later than the date on which you would have reached age 70½.

Supplemental Retirement & Savings Plan

  • The full value of your account balances in all investment funds will be payable to your beneficiary under any of the payment options elected by the beneficiary and allowed by the investment fund sponsor subject to Internal Revenue Service minimum payment rules.
  • Your beneficiary must receive the entire value of your accounts within five years after your death.
  • If your spouse is your designated beneficiary, he or she may postpone the start of benefits until a later date, but not later than the date on which you would have reached age 70½.

Flexible Spending Account – Dependent Care and Flexible Spending Account – Health Care

  • You or your survivors may continue to submit claims for expenses incurred during the calendar year in which the death occurs.
  • Such claims must be submitted no later than March 31 following the end of that calendar year.
  • If your spouse or child dies, you may adjust your participation in this plan within 30 days of the date of death.

Tuition Remission Program

  • If you die after your dependent children have begun to receive benefits, they may continue to receive Tuition Remission benefits through the semester subject to the program’s limits.
  • If you die before your dependent children have begun to receive benefits, the University will provide your eligible unmarried dependent children with up to eight semesters of Tuition Remission benefits in an undergraduate degree program, depending on your years of continuous service.

Boston University Children’s Center, Inc. and Early Childhood Learning Lab

Metro Credit Union

  • You or your surviving dependent should contact the Credit Union at 1-877-MYMETRO.