Getting Divorced

Should you get divorced, you should notify the Benefits Section of Human Resources immediately to report the change in status and request any appropriate forms. If you want to make changes to your benefits as a result of the divorce, complete and return the appropriate forms to the Benefits Section of Human Resources within 30 calendar days of the divorce, which is considered a qualified change in status. You may be required to provide a divorce decree.

When faced with a divorce, you may also want to determine if your ex-spouse or children have court-ordered rights to certain benefits under your or your ex-spouse’s plan. Boston University will notify you if it receives a court order relating to your benefits.

If you or a dependent needs personal help, you may contact the Faculty/Staff Assistance Office for confidential counseling and referral services.

Here is a summary of the impact on your benefits should you get divorced.

Health Plan and Dental Health Plan

  • Your spouse (and dependent children, if applicable) may continue to be covered under your family membership if the divorce order specifically calls for this and if neither you nor your former spouse remarries.
  • If you or your former spouse remarries, your former spouse’s eligibility for coverage ends. Your former spouse may continue coverage on an individual basis under COBRA for the remaining period until 36 months have gone by since your divorce or separation.
  • If your divorce order specifically requires coverage for your former spouse to continue beyond the COBRA continuation period, your former spouse may be eligible to continue coverage, if available, under the Health Plan and the various insurers or HMOs. This membership will continue as long as you continue to be employed at the University and have made the appropriate payment for coverage or until no longer required by the divorce order or no longer available.

Long-Term Disability Plan

  • Coverage continues with no change.

Basic Life Insurance Plan

  • Review and update your beneficiary designation(s).

Group Supplemental Life Insurance Plan

  • Your former spouse will no longer be covered by the spousal coverage.
  • He or she may elect to convert coverage to an individual policy within 30 days of the divorce.

Travel Accident Insurance Plan

  • Review and update your beneficiary designation(s).

Personal and Family Accident Insurance Plan

  • Review and update your participation in this plan, including your beneficiary designations. You may adjust your participation, consistent with your changed status, within 30 days of your divorce.
  • Your ex-spouse may elect to convert his or her coverage to an individual policy within 30 days of the divorce.

Retirement Plan and Supplemental Retirement & Savings Plan

  • Your rights under the Retirement Plan and Supplemental Retirement & Savings Plan cannot be assigned or used as collateral, and your accounts are not generally subject to attachment or garnishment. However, under federal law, the plan must honor a Qualified Domestic Relations Order from a court requiring payment to a divorced or separated spouse.
  • Review and update your beneficiary designation(s).

Flexible Spending Account – Dependent Care and Flexible Spending Account – Health Care

  • You may adjust your participation, consistent with your changed status, within 30 days of your divorce or legal separation.

Tuition Remission Program

  • Your former spouse is no longer eligible for the Tuition Remission benefit.

Boston University Children’s Center, Inc. and Early Childhood Learning Lab

Metro Credit Union