Change in Spouse’s Employment Status
If your spouse begins a job outside your home, or works outside your home and experiences a change in employment status — terminates employment, takes a new job, takes a leave of absence, or has a change in work status (the percentage of time he or she works), you may need to make decisions about your benefits coverage at Boston University. A change in your spouse’s employment is considered a qualified change in status and gives you the opportunity to make changes in the benefits shown below.
Here is a summary of the impact on your benefits if your spouse’s employment status changes. (There would be no change to your LTD Plan, Basic Life Insurance, or Tuition Remission benefits.)
- If your spouse now has access to a medical plan and/or dental plan, you may want to consider which plans are most appropriate for you and your family. Any change must be made within 30 days of the date your spouse becomes eligible for coverage.
- If your spouse loses coverage, you may elect to enroll your spouse and any other eligible family members in your University Health Plan and/or Dental Plan, provided you do so within 30 days of the loss of your spouse’s coverage.
- If you were covered under your spouse’s plan, you may want to enroll yourself and your eligible family members in the University’s Health Plan or the Dental Health Plan within 30 days of the loss of your spouse’s coverage.
- Review your need for supplemental life insurance.
- Review your need for personal and family accident insurance.
- Review your savings percentages.
- If your spouse is no longer working, you should check with Human Resources about your eligibility for the Flexible Spending Account – Dependent Care.
- Review your contributions to each account. You may be able to increase, decrease, or stop your contributions within 30 days of your spouse’s change in employment. You may also elect to participate for the first time.
- If your spouse loses or gains eligibility for reimbursement accounts, consider which accounts are more appropriate for you. Any change must be made within 30 days of your spouse’s change in employment.