When Your Coverage Ends

If your employment with the University terminates for any reason, including retirement at or after age 65, your BU Health Plan membership will end when your paid-up coverage expires.

The date your paid-up coverage expires depends on your date of hire. If you were hired on or after January 1, 1983, the payroll deductions for your health plan coverage are made on a current basis. This means, the deduction taken from your January paycheck or paychecks will pay for January’s coverage. If you were hired before January 1, 1983, deductions are taken one month in advance.

  • If you were hired on or after January 1, 1983, your health plan membership will end on the last day of the month in which your employment terminates.
  • If you were hired before January 1, 1983, and you terminate your employment, your health plan membership will end on the last day of the month following the month in which your employment terminates.

Once the payroll system reflects the termination of your employment, the Benefits Section of Human Resources will automatically notify you in writing of your last day of coverage, and of what to do to continue coverage.

A certificate of creditable coverage will be provided to you if you lose coverage under the plan as required by the Health Insurance Portability and Accountability Act of 1996.

In addition to any continuation provisions provided by Boston University, you and your covered dependents have the right to extend your coverage for up to 18 or 36 months under the federal continuation provisions (COBRA).

You may also convert your coverage to a non-group individual policy. Contact the Benefits Section of Human Resources for details.