Routine physical exams are covered according to the following schedule:
- Six visits per year (0–12 months)
- Three visits per year (12–24 months)
- One visit per year (2–18 years)
One physical exam is covered each calendar year.
Waiver of Copayment:
In-network routine physicals are covered 100% with no copayment.
Out-of-network preventive care is covered 80% after the deductible.