Survivor Insurance Overview

Boston University offers you insurance plans that provide benefits to help maintain financial security for your beneficiaries in the event of your death.

Under the Basic Life Insurance Plan, you are automatically provided with basic coverage equal to one times your annual base salary at no cost to you.

If you wish, you may, at your expense, also purchase Group Supplemental Life Insurance equal to one, two, three, four, or five times your base annual salary. You may also cover your spouse and children under this plan.

The Travel Accident Insurance Plan is also provided at no cost to you. It provides benefits to you or your beneficiaries if you suffer a covered injury or are injured or killed while traveling on authorized University business.

The Personal and Family Accident Insurance Plan provides benefits should you or your family members suffer a covered injury or be killed as the result of any accident on a worldwide, 24-hour basis. For University employees, this includes accidents on and off the job. You pay the cost for the amount of coverage you choose under this plan.

Once you have completed five years of service, the Supplemental Death Benefit Plan will automatically provide your beneficiaries with a lump sum payment equal to one month’s base salary in the event of your death. The benefits under this plan are provided free of charge to you and apply regardless of the amount of coverage you have under other University-sponsored plans.

To view and print a copy of the entire Survivor Insurance description, visit Forms & Documents. To see how certain life events may affect your survivor insurance benefits, visit Changes in Your Work & Family.