Supplemental Retirement & Savings Plan
To help you find detailed information about the Supplemental Retirement & Savings Plan, we have divided the site into the following segments:
- Supplemental Retirement & Savings Plan Overview — Contains a brief look at the investment vehicles of the plan, your contributions to the plan, and tax information.
- Participation — Provides information on eligibility, enrollment, your spouse’s rights, contributions to the plan, and changing or stopping your elections. Also addresses before-tax and after-tax contributions.
- How the Plan Works — Details your contributions through payroll deduction, investment fund sponsors, investment restrictions, moving your account balances between investment sponsors, and taking loans and making withdrawals from your accounts. Also describes when your participation ends and the costs of the plan.
- How to Obtain Benefits — Features forms of payment from your accounts, timing of the distributions, and appealing the denial of a claim.
- Events That Affect Participation — Explains the effect on your plan benefits if you retire, take a leave of absence, or die before you begin to receive benefits.
- Other Information — Covers administrative and legal issues (e.g., tax considerations, payment to others, and correction of mistakes).
If you wish, you can view and print a copy of the entire Supplemental Retirement & Savings Plan description. To see how certain life events may affect your Supplemental Retirement & Savings Plan benefits, visit Changes in Your Work & Family.