Private
Loans
Since private educational
loans generally have higher interest rates
than Federal Stafford Loans, it is recommended
that students first consider borrowing federal
loans. If it is necessary to borrow a private
loan to help cover educational costs, we
advise choosing only one loan to simply
repayment in the future. Total financial
aid, including federal and private loans,
scholarships, stipends, etc., cannot exceed
the student’s calculated need.
Unlike Federal Stafford Loans,
private educational loans are credit-based.
U.S. citizens and permanent residents who
qualify as creditworthy do not require co-signers.
International students, however, must apply
with a creditworthy U.S. citizen or permanent
resident with a U.S. based address. Below
is a list of a few of the private loan options:
 Graduate
Access Loan
 MEFA
Graduate Loan (for Master's degree
students only)
 CitiAssist
Graduate Loan
 Signature
Loan
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