Athletic Training Services Insurance Policy
The state of Massachusetts requires that all residents, including students, have personal medical insurance.
If you sustain an injury while participating in club sports you must report to Athletic Training Services as soon as possible, to fill out an insurance claim form.
If the Boston University insurance plan is not your primary you MUST submit bills and file a claim with your primary insurance carrier first.
Boston University's Athletic Training Services secondary plan is utilized only after your primary insurance carrier has settled all claims. In order for claims and payments to be made in a timely fashion you must follow procedure dictated by Athletic Training Services. Any failure will result in non-payment of your claim. In the event that all procedures are followed, payment is at the discretion of the insurance carrier and cannot be guaranteed.
Boston University's Athletic Training Services insurance policy does not cover any injuries that did not occur while participating in a club sport practice or game. For example, if a club sport participant gets injured while playing an intramural or outside recreational activity, you will not be covered under this policy.
Insurance Claim Checklist:
All BU Club Sports injury or conditions must be reported to BU Athletic Training Services.
When you receive medical bills you must forward the bill to your primary insurance carrier first (i.e. Blue Cross Blue Shield, Aetna, Tufts, etc.) If you waived the Aetna plan, BU is not your primary carrier.
Your primary insurance carrier will issue you an explanation of benefits (EOB) detailing its payment, amount applied to deductible and any remaining costs.
You must bring this EOB together with an itemized bill to Athletic Training Services for submittal and payment.