Federal Direct Loan

Federal Direct Loans are federally supported, low-interest student loans with flexible repayment options. Subsidized loans are offered to students who are eligible on the basis of calculated financial need, while unsubsidized loans are available even for those who do not qualify for need-based financial aid.

All applicants must submit the Free Application for Federal Student Aid (FAFSA) for determination of Direct Loan eligibility. Students must also complete Entrance Counseling and the Master Promissory Note before the INITIAL disbursement of a Direct Loan can be made. To request an adjustment to an existing Direct Loan, borrowers must complete and submit a Federal Direct Loan Request and Adjustment – Undergradute form.