Loans & Financing Options
When you consider all the ways an education at a top university can enrich your life, it’s one of the best long-term investments you can make in your future. Borrowing is one way to make that investment possible. Of course, only you and your family can decide how much is a reasonable amount to borrow. But with careful planning, a loan can be a smart decision.
Most educational loans offer more favorable terms than other consumer loans. However, since all loans must be repaid, we encourage you to borrow no more than necessary, explore other options for financial aid, and earn as much as possible through employment.
- Student Loans Federal and state loans offered to students who qualify, based on your application for financial aid.
- Credit-Based Loans Loans for educational expenses, available to students, parents and others who qualify for credit.
- TuitionPay Monthly Payment Plan Not a loan but a payment plan without interest charges, to be used alone or in combination with a credit-based loan or other aid.
- Prepaid Tuition Plan An option to prepay four to eight semesters of tuition at the current tuition rate.
- Federal Loan Consolidation Should you consolidate your federal loans? Get information and an application.
- Code of Conduct Boston University’s practices regarding private loans.


