FREELANCE ']+vNg0Unnamedt.,<HField1Field2Field3Field4Field5Field6Field7Field8\g ^"} H ~a"Page 1c=303,bn=1~~~~~  (~((L~P   ..LT        " " $  &  &     2 * * , . 0 0 . 244 466 664@BBDDFHH J LLN P P RT PRVXZ Z \ \^^^``f Pj Nj l~~ j4*~4*~~>6~~~~~~~~c'l&C:\lotus\Smasters\flg\blank.mas3<%$$dn   ????X!WBLANK.PALfht~Z\kofhpZt^oh\ktpZ;XBLANK.BWo//Oo/OooooooO/_?/P_~|wdʌnɀzum]igٮحҡɭ222h t)r@@4::c:|,nx(\`$d4lFFF% FZZQPPmL<G,tDZZZXpppllbT22@cLnnn$o|c@@Nc 0}xSTHh ;-PmЌytdH yck,$y80N[Nz(8v`jppr$@`iی}~d̮ٚmt>fn=?l?r ??,fs=240,fe=0,fc=7,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=0,pl=0,bu=,bs=1,pr=0,ll=100,ts=462<0L|,bc=7,bz=100,f2=7,b2=7,bl=0,fx=0,sd=0,sw=0,sc=0,ud=0,uw=0,uc=0,bn=1fn=Arial,fs=401,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1fn=Arial,fs=381,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=302,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1fn=Arial,fs=356,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=605,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1fn=Arial,fs=331,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=906,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1fn=Arial,fs=306,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=1208,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1fn=Arial,fs=240,fe=0,fc=7,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=0,pl=0,bu=,bs=1,pr=0,ll=100,ts=462<0L|,bc=7,bz=100,f2=7,b2=7,bl=0,fx=0,sd=0,sw=0,sc=0,ud=0,uw=0,uc=0,bn=1fn=Arial,fs=304,fe=0,fc=283,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=0,bu=,bs=1,pr=0,ll=100,ts=462<0L|,bc=23,bz=100,f2=283,b2=23,bl=0,fx=0,sd=0,sw=0,sc=0,ud=0,uw=0,uc=0,bn=1fn=Arial,fs=284,fe=0,fc=283,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=0,bu=,bs=1,pr=0,ll=100,ts=462<0L|,bc=23,bz=100,f2=283,b2=23,bl=0,fx=0,sd=0,sw=0,sc=0,ud=0,uw=0,uc=0,bn=1 fn=Arial,fs=449,fe=0,fc=281,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=0,pl=15,bu=\14,bs=0,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=281,b2=286,bl=0,fx=0,sd=0,sw=0,sc=303,ud=0,uw=0,uc=303,bn=1 fn=Arial,fs=449,fe=0,fc=281,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=0,pl=15,bu=N1N18,bs=0,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=281,b2=286,bl=0,fx=0,sd=0,sw=0,sc=303,ud=0,uw=0,uc=303,bn=1 fn=Arial,fs=705,fe=32,fc=280,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=280,b2=286,bl=0,fx=0,sd=0,sw=0,sc=303,ud=0,uw=0,uc=303,bn=1 fn=Arial,fs=513,fe=0,fc=281,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=281,b2=286,bl=0,fx=0,sd=0,sw=0,sc=303,ud=0,uw=0,uc=303,bn=1 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fn=Arial,fs=385,fe=32,fc=280,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=280,b2=286,bl=0,fx=0,sd=0,sw=0,sc=303,ud=0,uw=0,uc=303,bn=1!fn=Arial,fs=321,fe=32,fc=280,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=280,b2=286,bl=0,fx=0,sd=0,sw=0,sc=303,ud=0,uw=0,uc=303,bn=1"fn=Arial,fs=256,fe=32,fc=280,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=280,b2=286,bl=0,fx=0,sd=0,sw=0,sc=303,ud=0,uw=0,uc=303,bn=1#fn=Arial,fs=180,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=906,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=0,uc=303,bn=1$fn=Arial,fs=154,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=1208,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=0,uc=303,bn=1%fn=Arial,fs=179,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1&fn=Arial,fs=169,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=302,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1'fn=Arial,fs=158,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=605,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1(fn=Arial,fs=147,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=906,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1)fn=Arial,fs=136,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=1208,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1*fn=Arial,fs=152,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1+fn=Arial,fs=144,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=302,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1,fn=Arial,fs=134,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=605,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1-fn=Arial,fs=125,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=906,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1.fn=Arial,fs=116,fe=0,fc=282,hy=NO,hc=3,qm=0,sh=25,st=25,if=1208,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1/fn=Arial,fs=152,fe=0,fc=282,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=10fn=Arial,fs=144,fe=0,fc=282,hy=NO,hc=3,qm=2,sh=25,st=25,if=302,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=11fn=Arial,fs=134,fe=0,fc=282,hy=NO,hc=3,qm=2,sh=25,st=25,if=605,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=12fn=Arial,fs=125,fe=0,fc=282,hy=NO,hc=3,qm=2,sh=25,st=25,if=906,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=13fn=Arial,fs=116,fe=0,fc=282,hy=NO,hc=3,qm=2,sh=25,st=25,if=1208,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=14fn=Arial,fs=152,fe=0,fc=282,hy=NO,hc=3,qm=1,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=15fn=Arial,fs=144,fe=0,fc=282,hy=NO,hc=3,qm=1,sh=25,st=25,if=302,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=16fn=Arial,fs=134,fe=0,fc=282,hy=NO,hc=3,qm=1,sh=25,st=25,if=605,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=17fn=Arial,fs=125,fe=0,fc=282,hy=NO,hc=3,qm=1,sh=25,st=25,if=906,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=18fn=Arial,fs=116,fe=0,fc=282,hy=NO,hc=3,qm=1,sh=25,st=25,if=1208,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=19fn=Arial,fs=179,fe=0,fc=282,hy=NO,hc=3,qm=2,sh=25,st=25,if=0,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1:fn=Arial,fs=169,fe=0,fc=282,hy=NO,hc=3,qm=2,sh=25,st=25,if=302,ip=0,pl=15,bu=\0,bs=1,pr=0,ll=100,ts=462<0L|,bc=286,bz=100,f2=282,b2=286,bl=0,fx=0,sd=0,sw=1,sc=303,ud=0,uw=1,uc=303,bn=1;fn=Arial,fs=1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model0000910{name=,r=47}{name=Level2,r=48}{name=Level3,r=49}{name=Level4,r=50}{name=Level5,r=51}o  NAME=Text6;?&"d _ uNAME=Curve12;?&"2N NAME=Curve13;@b-[{1{1<+fs=151>Human<> capital<=credit constrained0000910{name=,r=42}{name=Level2,r=43}{name=Level3,r=44}{name=Level4,r=45}{name=Level5,r=46}o  NAME=Text7;?&"2PDB%K<NAME=Curve14;@b%[ ==  <>Indifference curve for wealth model0000910{name=,r=42}{name=Level2,r=43}{name=Level3,r=44}{name=Level4,r=45}{name=Level5,r=46}o  NAME=Text8;?."d]>m!TNAME=Curve15;@bF[m#m#<>1+ the interest rate0000910{name=,r=42}{name=Level2,r=43}{name=Level3,r=44}{name=Level4,r=45}{name=Level5,r=46}o  NAME=Text9;?&"2 NAME=Curve16;@"[ss~<>P0000910{name=,r=37}{name=Level2,r=38}{name=Level3,r=39}{name=Level4,r=40}{name=Level5,r=41}o  NAME=Text10;@"[z<>P'0000910{name=,r=37}{name=Level2,r=38}{name=Level3,r=39}{name=Level4,r=40}{name=Level5,r=41}o  NAME=Text11;@"[ : : W W Q<>W0000910{name=,r=37}{name=Level2,r=38}{name=Level3,r=39}{name=Level4,r=40}{name=Level5,r=41}o  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