SBV Circular No. 07-2009-TT-NHNN Regulations on Prudential Ratios in Operations of Small Finance Institutions


(enacted in 2009)

SBV Circular No. 07-2009-TT-NHNN regulates prudential ratios in the small finance institutions in Vietnam. The provisions of this circular are applicable to small scale institutions as defined in Decree 28/2005/ND-CP and fall into the following categories: 

  • Minimum capital adequacy ratios;
  • Lending limits to customers; and
  • Liquidity ratios.

Decree 28/2005/ND-CP can be found under “Related Laws/Regulations,” and a prior amendment, Decree No. 165/2007/ND-CP, can be found under “Related Amendments.”